Charming Home with Enormous Potential. Welcome to this wonderful opportunity to own a property in one of the most coveted neighborhoods! This home offers...
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Charming Home with Enormous Potential. Welcome to this wonderful opportunity to own a property in one of the most coveted neighborhoods! This home offers...
Discover the potential of Broadway St, Vallejo - a 2-bed, 2-bath fixer-upper waiting for your creative touch. This charming cottage invites you to envision...
Welcome to River Oaks Circle! Located in Paradise Valley. This home features 5 bedrooms 3.5 bathrooms. Located on the main level is a bedroom...
Great investment opportunity! Two houses on one lot. The main home features, Kitchen, 2 bedrooms, living room, 1 full bath, laundry room. The back...
Successful & thriving longtime running restaurant Rene's Cafe has been busy serving up Breakfast, Lunch and Dinner for over 26 years!
With Golf Course views from both front porch and back deck is set up for easy and comfortable living. A wonderful floor plan with...
Welcome to River Oaks Circle! Located in Paradise Valley. This home features 5 bedrooms 3.5 bathrooms. Located on the main level is a bedroom...
Nice 2 story home! Inside, you will find open living/dining/kitchen spaces with granite counters, a breakfast bar, and a large, double door pantry in...
This house is gorgeous and move in ready. Situated in an established, tree lined street. New roof, new flooring throughout, newly remodeled kitchen, and...
Updated and modernized darling bungalow style home offers 3 bedrooms & 2 baths with a fresh kitchen sporting newer cabinetry, quarts counters and steel...
Highly desirable 55 and older Hampton park subdivision. Located directly across from the club house and pool.
A very comfortable and upgraded home for your comfort and easy living. .. As you step into this home you'll feel right at home...
Well maintained and well established commercial units. Located in a highly visible, high traffic area on 4th Street within the famous Miracle Mile. 2042...
a 178-unit apartment community located at 2010 Pioneer Way in Santa Rosa, California. Pioneer Apartments consists of 100 one-bedroom/one-bath units and 78 two bedroom/one-and-one-half...
The Palms Apartments, a 60-unit apartment community located at 128-170 Santa Alicia Drive in Rohnert Park, California. The Palms Apartments at 128-170 Santa Alicia...
3076 Marlow Rd., Santa Rosa, CA 95403 is for sale by the RE/MAX Elite Partners in Fairfield, CA call 707.580.3499 for more information. Marlow...
Park Lane Villas, a 121-unit Condominium community located at 3751 Sebastopol Rd, Santa Rosa, California. The Park Lane Villas consist of 22 two-bedroom, two-bath units,...
Welcome to Vallejo, California! Introducing a stunning new listing that has just hit the market. This completely updated, charming home offers a wonderful combination...
You will not want to miss this beautiful contemporary townhome! Bright and airy design, nestled among the trees. Enjoy your deck off of the...
Lovely and clean 3 Bed, 2 Bath, single-story gem, located in the heart of charming Benicia. Solar Panel Powered for energy and cost efficiency....
Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why.
The data shows many Americans have saved a considerable amount for retirement (see chart below):
It can be really tempting when you have a lot of money saved up in your 401(k) and you see your dream home on the horizon. But remember, dipping into your retirement savings for a home could cost you a penalty and affect your finances later on. That’s why it’s important to explore all your options when it comes to saving for a down payment and buying a home. As Experian says:
“It’s possible to use funds from your 401(k) to buy a house, but whether you should depends on several factors, including taxes and penalties, how much you’ve already saved and your unique financial circumstances.”
Using your 401(k) is one way to finance a home, but it’s not the only option. Before you decide, consider a couple of other methods, courtesy of Experian:
No matter what route you take to purchase a home, be sure to talk with a financial expert before you do anything. Working with a team of experts to develop a concrete plan prior to starting your journey to homeownership is the key to success. Kelly Palmer, Founder of The Wealthy Parent, says:
“I have seen parents pausing contributions to their retirement plans in favor of affording a larger home often with the hope they can refinance in the future… As long as there is a tangible plan in place to get back to saving for their retirement goals, I encourage families to consider all their options.”
If you’re still thinking about using your 401(k)-retirement savings for a home down payment, consider all your options and work with a financial professional before you make any decisions.
🏡 Selling your home? You may also be wondering, once you sell, how does the current supply impact your own move?
📈 Thinking of buying or selling a house and wondering how the new year holds for the housing market? Here's what the experts say.
🏡 Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. Some people think about tapping into their 401(k) savings to make it happen.
🏡 As the year winds down, you may have decided it's time to make a move and put your house on the market. But should you sell now or wait until January?
🏡 The idea of owning a home has always been a big part of the American Dream. It's a symbol of stability, independence, and having a place to truly call your own.
🎃 As a responsible homeowner, making your property safe for young trick-or-treaters is essential. Everyone wants an accident-free Halloween in the neighborhood, so these few tips will ensure the local kids have a scary and super-fun night.
📈 Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over...
📊 Mortgage rates may be making you wonder if selling is the right decision. Here’s what you need to know about how home equity can help.
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